More Graduates to Find Employment in 2012, Allsup Advises Workers to Map Out Financial Plans

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Belleville, IL (PRWEB) May 18, 2012

Theres good news on the horizon for the Class of 2012. A recent survey by the National Association of Colleges and Employers estimates a 10.2 percent increase in college graduates scoring jobs after graduation compared to last year. As they begin to navigate the workforce, young workers should focus on planning for long-term financial security, including a potential disability, according to Allsup, a nationwide provider of Social Security Disability Insurance (SSDI) representation and Medicare plan selection services.

Starting a new career is a time of promise and possibilities, but theres a considerable chance statistically that younger workers will contend with a work-stopping injury or illness before they reach full retirement age. The Social Security Administration (SSA) reports that a 20-year-old has a three in 10 chance of becoming disabled before reaching retirement. Nearly 350,000 people age 31 and younger currently rely on SSDI benefits. Young workers may not realize that part of their Social Security taxes go toward SSDI, or, if they are aware, may never investigate whether these benefits will be enough to support them and their families.

You should never take your income for grantedmaking the effort to plan ahead financially is crucial, said Tricia Blazier, senior specialist for the Allsup Disability Life Planning Center?. No one likes to think about a tragedy causing a work stoppage, but its important to think beyond your current circumstances when planning for the future. Social Security Disability Insurance should be considered just one part of a safety net that also includes employer-provided or private disability plans and personal investments.

SSDI is a federally mandated insurance program that taxpayers and their employers fund through payroll taxes. It is designed to provide monthly benefits to those who have experienced a severe disability and cannot work for 12 months or longer, or who have a terminal condition.

Social Security Disability and Finances

The earlier a serious disability occurs, the less time people have had to prepare financially. Thats why its important not to put off planning. Ideally, as a graduate, you will enter the workforce and enjoy good health and a long and rewarding career, Blazier said. However, if you encounter a disability, the current level of Social Security disability benefits earned through your job, while very helpful, probably wont be enough if you are forced to stop working.

Following are considerations for graduates examining their financial readiness.

Evaluate private disability insurance and emergency funds. Finding other ways to minimize financial difficulties down the line is imperative. Check out long-term disability insurance plans that you pay into now, and create an emergency savings fund you truly only use in an emergency, Blazier said.

Understand SSDI and the potential wait for benefits. Every worker can earn up to four credits annually. Most workers must have earned 40 credits during the past 10 years to be eligible for SSDI benefits. Workers under age 31 may be eligible for disability coverage with as few as six credits in three years. However, relying solely on SSDI could cause severe financial hardship, Blazier added. More than 1.8 million SSDI applicants currently are awaiting review of their claims and disability appeals, according to the SSA. The Social Security disability review process is complex, and some applicants may wait two or more years to be awarded SSDI benefits.

Know current financial circumstances. Those new to the workforce may start off living paycheck to paycheck as they begin their careers, but its important to budget and review opportunities for saving. If you are like 40 percent of the population, you could not go more than three months without income, Blazier said. If your only plan in the event of a disability is getting SSDI, you could be setting yourself up for a financial disaster.

For example, the average monthly SSDI income for someone who is 21 is just $ 502.67 compared to $ 1,053.24 for a 50-year-old. However, applying for SSDI is an important part of managing finances in the event of a disability and offers a number of advantages beyond monthly income, including eventual eligibility for Medicare coverage and dependent benefits. With that in mind, its beneficial to thoroughly review the SSDI program and learn how best to secure these benefits when theyre needed.

Check out Allsups Online Guide to Personal Finance, which helps people with disabilities and their families create a financial blueprint. Parents who now can put college tuition behind them should start saving as well. Allsup is committed to helping people of all ages map out their next steps, especially in the face of a severe disability that prevents them from working, Blazier said.

Call Allsups Disability Evaluation Center at (800) 678-3276 for a free disability evaluation.

ABOUT ALLSUP

Allsup is a nationwide provider of Social Security disability, Medicare and Medicare Secondary Payer compliance services for individuals, employers and insurance carriers. Founded in 1984, Allsup employs more than 800 professionals who deliver specialized services supporting people with disabilities and seniors so they may lead lives that are as financially secure and as healthy as possible. The company is based in Belleville, Ill., near St. Louis. For more information, go to http://www.Allsup.com or visit Allsup on Facebook at http://www.facebook.com/Allsupinc.

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Grantham University Announces Webinar Series Developed for Veterans and Employers

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Kansas City, MO (PRWEB) February 29, 2012

Grantham University, a 61-year-old institution delivering accredited online degree programs to working adult students around the world, is pleased to announce a series of complimentary Webinars hosted by Career Services. Two distinct series have been customized for transitioning or veteran service members and employers, with a wide variety of topics pertaining to the unique challenges of todays job market.

A common setback faced by transitioning service members is how to translate military experiences into corporate language and how to best highlight their wide variety of skill sets for a specific position, said Shanna Fowler, career services manager. Additionally, employers have shared that theyre interested in learning about recruiting best practices and challenges, and understanding how to review military experience for a civilian job description. Based on the feedback from students, graduates and our employer partners and in consideration of todays particularly competitive job market were really pleased to be able to offer this service.

Transitioning service members and veterans are invited to participate in the weekly Webinars held on Tuesday at 1:00 p.m. CST. The registration form is brief and only needs to be completed once to enroll in each event: https://www3.gotomeeting.com/register/330926542 .

Topics are wide-ranging and include the job search process, ways to maximize resume effectiveness and create an effective civilian resume, how to showcase military experience, professional branding, time management and careers associated with the Top 20 Military Occupational Codes.

Employers who are interested in hiring veterans and transitioning service members are invited to participate in a bi-weekly Webinar beginning Thursday, March 8th at 1:00 p.m. CST. This series is focused on creating, developing, and maintaining veteran recruitment and retention strategies. Complete the brief registration form just once to be enrolled in the entire series: https://www3.gotomeeting.com/register/400442606 .

Granthams mission is to provide accessible, affordable, professionally relevant degree programs in a continuously changing global society. At the heart of that mission is Granthams continued commitment to meeting the educational needs of our nations military service members and veterans. For the past 61 years, the University has remained true to its founders pledge to serve the academic needs of those who serve our country through military scholarships, an interactive online learning environment, and a solid student support structure.

For more information about Grantham University and its degree programs, visit http://www.grantham.edu or call 800-955-2527.

About Grantham University:

Established in 1951, Grantham University specializes in online education for the working adult student. Granthams online undergraduate and graduate degree programs include: Accounting, Business Administration, Criminal Justice, Computer Science, Engineering Technology, Health Sciences, Information Technology, Medical Coding and Billing, Nursing, Human Resource Management and Business Intelligence. Accredited since 1961 by the Accrediting Commission of the Distance Education and Training Council, Grantham University has compiled a distinguished record as a respected and accredited distance learning university spanning six decades of service to education.

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HEI to Provide In-home Health Assessments and Data Collection for a National Health Study Conducted by NIH

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Burlingame, CA (PRWEB) May 18, 2012

Health Exams Inc. was sub-contracted to perform over 500 mobile home visits providing phlebotomy services and bio-metric assessments for a National Health Study conducted by NIH. HEI was chosen due to their past performance of excellence in similar studies.

“The participants are located all over the Bay Area in Northern California,” says Robert Dahut, CEO of Business Development and co-founder of Health Exams Inc. “Providing mobile medical bio-metric screening and phlebotomy services to a patients home has been the foundation of our company for the last 23 years.”

“HEI is also providing our call center solution to schedule all their participants for the study. We do a great job customizing our services to fit our clients needs and protocols for studies. Our company has had amazing growth over the years from the bio-tech and pharmaceutical industry due to the mobilized menu of services we provide.”

“In the past, clinical trials had to have their study participants go to a hospital or clinic which was a challenge with some patient populations. HEI brings the study to their subjects home or office offering convenience and practicality to their schedule.”

About HEI:

Health Exams Inc. (HEI) is a premier provider of Mobile Home Screening and Specimen Collections for the Medical Industry. HEIs foot print for the last 23 years has been to provide in home visits for the Biotech, Clinical Trial, and Research Study and Lab Testing arena. Our team specializes in providing in home visits. We bring our best of class medical services to a patients own environment. In addition, we provide Medical Assessments and Record Retrieval for the Insurance Industry. We also provide Wellness and Employee screening for companies large and small. HEI is driven on providing the highest level of care for your patients. For more information, visit HEI on the web at http://www.healthexamsinc.com.







Every Monday Matters Employee Engagement Program Teaches You Matter

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Seattle, WA (PRWEB) February 28, 2012

Every Monday Matters is spreading the message that You Matter through their employee engagement program which gives businesses a road map to create a sustainability program within their company. It may seem simple, yet those words You Matter are often not realized in the workplace today. As businesses want to become more socially responsible, Every Monday Matters programs include a series of compelling action items, coupled with community outreach events, which inspire employees to get involved. But, how does that translate to business success?

In a recent article from Forbes Magazine, The Top 10 Trends in CSR for 2012, Employee Engagement emerges as the number three top trend in business. The article cites a recent study from The Society for Human Resources Management, which compares companies actively pursuing worthy environmental and social efforts with those companies who do not have strong sustainability programs. The study discovered that employees are more engaged and that employee morale was 55% better, business process was 43% more efficient, public image was 43% stronger, and employee loyalty was 38% better than companies which have poor sustainability programs. Anne Hess, Regional Account Manager for Every Monday Matters comments, Our program works with the whole organization. When everyone in the company from the CEO to the entry level employee participates in our program they understand that they matter and can make a difference each day in their company, home and community. This transforms the corporate culture and translates to business success.

As companies are working to improve the bottom line, increase employee satisfaction, retention and recruit motivated, committed employees, an environment where employees feel appreciated is critical and the You Matter message makes a powerful impact. In recent studies companies with highly engaged employees have three times the operating margin (Towers and Watson) and four times the earnings per share (Gallup). Matthew Emerzian, CEO of Every Monday Matters, states, It is no longer enough for a company just to write a check for a cause and coin themselves socially responsible. This ignores todays employee. They want to be involved, roll up their sleeves, and feel theyve played a role in making a difference in the world.

Based on the 2011 Morehead Employee Engagement survey, which compares and ranks companies, the Every Monday Matters Corporate Program improved one healthcare companys ranking from the top 25% of companies surveyed to the top 7% in just one year. Stephanie Gallo, VP of Marketing at E&J Gallo Winery acknowledges the program by saying, Thank you for creating such a powerful program. It has had a tremendous impact on our employees and company culture. It has truly made a measurable difference.

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FoodAndBeveragePeople.com Asks Experts if Working for Sexually-Themed Restaurants Helps a Resume

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Princeton, N.J. (PRWEB) January 20, 2012

Noting the growing number of restaurant and beverage chains using sexual imagery to sell anything from chicken wings to espresso, FoodAndBeveragePeople.com spoke with human resources experts from around the country about the impact of putting work experience associated with sexually themed restaurants like Hooters and Baristas, on a resume.

The article, entitled Sure Sex Sells but is it Good for Your Resume? reminds the audience that the goal of a resume is to land a job interview. Recruiters often have less than five minutes to scan a resume. For the jobseeker, that translates to having to ensure some small detail doesnt put your resume in the batch with ignore or later candidates.

The article is representative of FoodAndBeveragePeople.coms mission to help individuals at every stage of their career. While employers value work experience, they also are concerned about things like sexual harassment litigation and building a workforce that focuses on meeting company-set goals. The article offers a number of expert perspectives and practical solutions for ensuring a resume is not ignored due to guilt-by-association.????

About the website: FoodAndBeveragePeople.com, the website published by Food And Beverage People Media Group, LLC, is for and about the people that drive the food and beverage industry in the United States. Industry professionals at every stage of their career will find job listings, news, newsmakers and industry trends to inform their business and career decisions. Individuals needing to keep up with the vast food and beverage industry, but with little time to spare can sign up on the site for free e-mail newsletter service or follow us on http://twitter.com/foodandbevbiz or http://twitter.com/foodandbevjobs

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Returning to its Roots, The Silk Road Ensemble with Yo-Yo Ma Will Perform at Tanglewood June 22 & 24, 2012

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Boston, MA (PRWEB) May 17, 2012

Hailed by the Boston Globe as a kind of roving musical laboratory without walls, the international Silk Road Ensemble draws its members from countries as distant and diverse as China, India, Spain, South Korea, Iran, Japan, Switzerland, Israel, and the United States. With founder, artistic director and fellow Ensemble member Yo-Yo Ma, this eclectic group will gather at Tanglewood in Lenox, Massachusetts, to perform two concerts at Ozawa Hall on June 22 and 24, 2012. Performances begin at 8 p.m. on both evenings.

Returning to Tanglewood, for us, is like coming home, said Yo-Yo Ma. It was at Tanglewood 12 years ago that a group of musicians from around the world first came together to form the Silk Road Ensemble. Then we were strangers, and many of us had only the language of music in common. Over the years, weve returned several times to develop new music. So Tanglewood is, if you will, the Ensemble’s birthplace, and it remains an inspiration for us.

On both evenings the Ensemble will perform internationally inspired music by composers Giovanni Sollima from Sicily (Taranta Project) and Sapo Perapaskero from Romania (Turceasca). Rounding out the program will be music composed by performing members of the Ensemble: Shristi by Sandeep Das from India, who plays tabla; Mui?eiras by Cristina Pato from Galicia, who plays gaita; and Ascending Bird by Colin Jacobsen, an American violinist, in collaboration with Iranian santur player Siamak Aghaei. (A full concert program follows.)

The Silk Road Project is grateful to its corporate sponsors for their support of these and other activities. Hyosung Corp. is Lead Sponsor of the Silk Road Project 2011-2014. Rolex is the Exclusive Partner of the Silk Road Project 2011-2012.

The Silk Road Ensemble will next perform in the United States in September October 2012, with concerts in Chapel Hill, NC; Miami, FL; Princeton, NJ; Smithfield, RI; Chicago, IL; and Stevens Point, WI. For more on future programs visit http://www.silkroadproject.org/schedule.

Concert Program:

Silk Road Suite????

????Wandering Winds???????? Cristina Pato, Kojiro Umezaki, Wu Tong

????Ascending Bird???????? Siamak Aghaei/Colin Jacobsen

????Xiao Pu An Zhou???????? Chinese traditional, arr. Wu Man

????(Chanting of the

????Monk Pu An)

????Mui?eiras from???????????? Galician traditional, arr. Cristina Pato

????????Cancionero Musical

????????de Galicia

Taranta Project???????????????? Giovanni Sollima

Qasida???????????????????????????? Dmitri Yanov-Yanovsky

Shristi???????????????????????????? Sandeep Das

Blue Little Flower???????????????? Chinese traditional, arr. Wu Tong and Li Cang Sang

Turceasca???????????????????????? Sapo Perapaskero, arr. Osvaldo Golijov and Ljova????

Silk Road Ensemble Members at Tanglewood:

Jeffrey Beecher, bass

Nicholas Cords, viola

Sandeep Das, tabla

Jonathan Gandelsman, violin

Joseph Gramley, percussion

Colin Jacobsen, violin

Eric Jacobsen, cello

Kayhan Kalhor, kamancheh

Dong-Won Kim, jang-go and vocals

Yo-Yo Ma, cello

Cristina Pato, gaita

Shane Shanahan, percussion

Mark Suter, percussion

Kojiro Umezaki, shakuhachi

Wu Man, pipa

Wu Tong, sheng and vocals

The Silk Road Ensemble:

The Silk Road Ensemble is a collective of internationally renowned performers and composers from more than 20 countries. Each Ensemble members career responds to one of the preeminent artistic challenges of our times: to maintain the integrity of art rooted in authentic traditions while nourishing global connections. Many of the musicians first came together under the artistic direction of Yo-Yo Ma at a workshop at Tanglewood Music Center in Massachusetts in 2000. Since then, in various configurations, Ensemble artists have collaborated on a diverse range of musical and multimedia projects, presenting innovative performances that spring from Eastern and Western traditions and contemporary musical crossroads. The Silk Road Ensemble has recorded five albums and performed to critical acclaim throughout Asia, Europe and North America.

Yo-Yo Ma:

The many-faceted career of cellist Yo-Yo Ma is testament to his continual search for new ways to communicate with audiences and to his personal desire for artistic growth and renewal. Mr. Ma maintains a balance between his engagements as soloist with orchestras worldwide and his recital and chamber music activities. His discography includes over 75 albums, including more than 15 Grammy award winners. In addition to serving as founder and artistic director of the Silk Road Project, Mr. Ma also serves as the Judson and Joyce Green Creative Consultant to the Chicago Symphony Orchestras Institute for Learning, Access and Training. His work focuses on the transformative power music can have in individuals lives, and on increasing the number and variety of opportunities audiences have to experience music in their communities.

Mr. Ma was born in Paris to Chinese parents who later moved the family to New York. He began to study cello at the age of four, attended the Juilliard School and in 1976 graduated from Harvard University. He has received numerous awards, among them the 2001 National Medal of Arts, the 2006 Sonning Prize, the 2008 World Economic Forums Crystal Award, and the 2010 Presidential Medal of Freedom. In 2011 Mr. Ma was recognized as a Kennedy Center Honoree. Mr. Ma serves as a UN Messenger of Peace and as a member of the Presidents Committee on the Arts & the Humanities. He has performed for eight American presidents, most recently at the invitation of President Obama on the occasion of the 56th Inaugural Ceremony.

The Silk Road Project:

The Silk Road Project is an internationally minded nonprofit arts, cultural and educational organization that promotes innovation and learning through the arts. Cellist Yo-Yo Ma founded the Project in 1998 with a vision of connecting the worlds neighborhoods by bringing together artists and audiences around the globe. The Project takes inspiration from the historical Silk Road trading routes, employing the Silk Road as a modern metaphor for sharing and learning across cultures, art forms and disciplines.

Under the artistic direction of Mr. Ma and the leadership of CEO and Executive Director Laura Freid, the Silk Road Project presents performances by the acclaimed Silk Road Ensemble, engages in cross-cultural exchanges and residencies, leads workshops for students, and partners with prominent cultural institutions to create educational programs and materials. Silk Road Connect, the Projects multidisciplinary arts integration approach, inspires students and educators to make connections across all areas of their lives and studies. Developing new music is a central undertaking of the Silk Road Project, which has been involved in commissioning and performing more than 70 new musical and multimedia works from composers and arrangers around the world.

Additional Media Resources:

Contact Heidi Koelz for high-resolution photographs. The following videos are available to embed in online preview stories:

Ascending Bird: http://youtu.be/gs7IDSCqYyQ

Wu Man: Finding a Balance (interview about the Silk Road Ensemble): http://youtu.be/xwQaeRRj2lE

For more information on the Silk Road Ensemble, visit the Silk Road Project at http://silkroadproject.org or Opus 3 Artists at http://opus3artists.com.

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